Terms and Condition

Welcome to Pratithi Finance. By accessing or using our website, products, or services, you agree to comply with the following Terms and Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions along with our Privacy Policy. If you do not agree, please discontinue use of our website or services immediately.

2. Nature of Services

Pratithi Finance is engaged in the marketing and distribution of financial services. We act as an intermediary between clients and financial institutions, including banks, NBFCs, and insurance providers. We do not directly lend money, underwrite insurance policies, or guarantee any investment returns.

3. Eligibility

You must be at least 18 years of age to use our services.

By engaging with us, you confirm that the information you provide is accurate, complete, and truthful.

Services are available only to individuals and businesses compliant with applicable laws of India.

4. Disclaimer of Liability

Pratithi Finance does not guarantee loan approvals, interest rates, insurance claims, or investment returns.

All financial products are subject to the terms and conditions of the respective institutions.

We shall not be liable for any losses, damages, or delays caused by third-party institutions or inaccurate information provided by the user.

5. User Responsibilities

Provide accurate documents and information during applications.

Use our website and services lawfully, without attempting fraud, misuse, or misrepresentation.

Maintain confidentiality of your personal login credentials (if applicable).

6. Intellectual Property

All content, design, trademarks, and materials on this website are the property of Pratithi Finance. No part of this website may be copied, reproduced, or distributed without prior written consent.

7. Communication Consent

By submitting your information, you authorize us (PratithiFinance) to contact you via phone, SMS, RCS, WhatsApp, or email for informational and promotional purposes related to our services. You can opt out of promotional communication at any time by contacting us.